Tuesday, October 25, 2005

College Athletes Optimistic About Financial Future, But Survey Shows Unrealistic Expectations

College Athletes Optimistic About Financial Future, But Survey Shows Unrealistic Expectations: " HARTFORD, Conn., Oct. 24 /PRNewswire-FirstCall/ -- Despite high debt,
college student-athletes are bullish on their financial future. However,
while more than half have begun planning for life after college, more than
one-third lack the confidence to properly manage their finances. Across the
board, their expectations about starting salaries and the amount of savings
needed for retirement do not match reality, according to a new survey by The
Hartford Financial Services Group, Inc. (NYSE: HIG)."

Advance-fee loan scams spreading

Advance-fee loan scams spreading: "The Mountain States Better Business Bureau issued an international alert on Oct. 11 cautioning consumers about a surge in advance-fee loan scams. Bureaus from across the United States and Canada are receiving complaints from consumers who have applied for loans and paid money upfront, but never received the promised loans.

Consumers contacting the Better Business Bureau say they discovered the companies through local newspapers. The ads offer loans of thousands of dollars regardless of the person's credit history. Once the loan application is submitted, the consumer receives a letter indicating approval for a loan amount, usually in the range of $5,000 to $100,000."

Students cannot stop swiping - The Echo - Culture

Students cannot stop swiping - The Echo - Culture: "Credit cards allow their owners to shop online, have security in their purchases and also provide quick cash in case of an emergency, but if not used responsibly, credit card holders can find themselves in a world of trouble.

Jackie N. Clark, a San Francisco, Calif., sophomore, said she currently uses a Visa credit card that she got along with her banking account to buy gas and groceries. "

i-Newswire.com - Press Release And News Distribution - Debt consolidation loans launched especially for people with bad credit history.

i-Newswire.com - Press Release And News Distribution - Debt consolidation loans launched especially for people with bad credit history.: "Among the very few loan providers that specialise in debt consolidation loans, Easy-Debt-Consolidations holds a place of prominence. Debt consolidation loan for people with bad credit history is a new product that has emerged from the group that is regarded as one of the best in the UK.

People with bad credit will reminisce a plenty of occasions when they have been refused debt consolidation loans because their credit report revealed lesser credibility. This only worsened their situation. Easy-Debt-Consolidations puts aside the credit report while deciding eligibility for debt consolidation loans."

i-Newswire.com - Press Release And News Distribution - Bad Credit Unsecured Loan

i-Newswire.com - Press Release And News Distribution - Bad Credit Unsecured Loan: "People with bad credit have lots of problems if they want to get a loan sanctioned. It is a hard procedure for them to get a loan. Lenders invariably and gladly grant loan to people who have a job, no pending credit bills and a good credit score. However, if one is self-employed, has pending bills and a bad credit rating, he or she will have problem getting a loan, be it a personal loan, unsecured loan, car loan or home loan. "

CBS News | Worried About Your Credit Score? | October 18, 2005�11:30:05

CBS News | Worried About Your Credit Score? | October 18, 2005�11:30:05: "Sometimes it seems as if your entire financial life depends on your credit score.

It has been said that a credit score is the key to everything from getting a mortgage to getting lower insurance rates. But author and radio talk show host Dave Ramsey tells The Early Show that credit scores are not nearly as important as you may believe. "